Publications

FINTECH FOR FINANCIAL INCLUSION | A FRAMEWORK FOR DIGITAL FINANCIAL TRANSFORMATION

11 Oct 2018
  • Douglas W. Arner
  • Ross P. Buckley
  • Dirk A. Zetzsche

The full potential of FinTech for financial inclusion may be realized with a strategic framework of underlying infrastructure and an enabling policy and regulatory environment to support digital financial transformation.  Drawing from experiences in a range of developing, emerging and developed countries, our research suggests that the best approach is staged and progressive, focused on four main pillars. This is a major journey for any economy, but one that experience […]

Downloads

RESPONSIBLE USE OF PERSONAL DATA AND AUTOMATED DECISION-MAKING IN FINANCIAL SERVICES

10 Oct 2018
  • Michael Rothe
  • Alexander Dix
  • Tim Ohlenburg

The opportunities and risks presented by innovative digital finance solutions are two sides of the same coin, with digitisation holding enormous potential for advancing financial inclusion in innovative ways in developed and developing economies alike. Digital financial services (DFS) are deemed to be a huge game changer, especially in sub-Saharan Africa where the number of individuals making use of digital payments increased by 68.5 million from 2014 to 2017. With […]

Downloads