Publications

Digital Financial Services and Risk Management Handbook

28 Sep 2016
  • Lesley Denyes
  • Susie Lonie

The last decade has seen a wave of innovative financial services aimed at serving the unbanked populations in emerging markets. Low-income individuals, microentrepreneurs and rural populations that were previously left out of the market due to the high costs of physical expansion are now accessing financial services through mobile phones and networks of agents acting as representatives of financial service providers. This has resulted in a remarkably rapid increase in […]

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Financing SMEs — Giving Credit Where it is Due: A Spotlight on the G20

14 Sep 2016
  • Katie Koch
  • Jacey Jones

Katie Koch of Goldman Sachs Asset Management provides an update to a 2014 Goldman Sachs report outlining the barriers to financial access facing female-owned SMEs around the world and why these business owners represent a substantial economic opportunity. Introduction: A decade ago, ten G20 countries; Argentina, Brazil, China, India, Indonesia, Mexico, Russia, Saudi Arabia, South Africa and Turkey, boasted some of the fastest growing economies in the world. Today, growth rates in […]

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G20 High-Level Principles for Digital Financial Inclusion

14 Sep 2016

    The G20 and Global Partnership for Financial Inclusion stand at an unprecedented time when our leadership has the potential to drive the growth of inclusive economies by promoting digital financial inclusion. Two billion adults globally do not have access to formal financial services and are excluded from opportunities to improve their lives. While tremendous gains in financial inclusion have already been achieved, digital financial services, together with effective supervision (which […]

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