Global Financial Development Report: Bankers Without Borders

20 Jun 2018

    Perhaps no sector than banking better illustrates both the potential benefits and perils of deeper international integration. In the wake of the global financial crisis, the globalization trend has been partially reversed, as multinational banks from developed countries—“the North”—have scaled back their international operations. On the other hand, developing country banks continued their international expansion, accounting for 60% of the new entry into foreign markets. In particular, “South–South” transactions— from […]


    Uganda country assessment on affordable and accessible remittances for forcibly displaced persons and host communities

    20 Jun 2018

      Although the market for providing remittance services to refugees is large, financial service providers have found it difficult to develop a business case for targeting them. The cost of reaching and ensuring liquidity at their remote locations, uncertainty regarding acceptable identification, and limited information about refugees’ needs and abilities have limited the business case, leaving them without access to convenient, low-cost remittance services. As such, many refugees depend on expensive, […]


      The Future of Supply Chains: Why Companies are Digitizing Payments

      15 Jun 2018
      • Marjolaine Chaintreau
      • Vibhor Goyal
      • Dianne Rajaratnam
      • Camilo Tellez

      New report underscores benefits of shifting from cash to digital payments in corporate supply chains. Drawing on data and interviews with around 40 companies and organizations, the report shows how digitizing supply chain payments is having a profound impact on global businesses, economies and individuals. For example, in Kenya, small Unilever retailers grew sales by 20 percent thanks to accessing digital working capital loans. In Bangladesh, when H&M, Marks & Spencer, Target, […]


      GIIN Annual Impact Investor Survey 2018

      13 Jun 2018
      • Abhilash Mudaliar
      • Rachel Bass
      • Hannah Dithrich

      The GIIN’s 2018 Annual Impact Investor Survey signals a diverse and dynamic impact investing market. The report findings are based on survey responses from 229 of the world’s leading impact investing organizations, including: fund managers, banks, foundations, development finance institutions, pension funds, insurance companies, and family offices. In total, respondents collectively manage over USD 228 billion in impact investing assets, a figure which serves as the latest best-available ‘floor’ for the size […]


      Accelerating Financial Inclusion with New Data

      25 May 2018
      • Dennis Ferenzy
      • Ethan Loufield
      • Tess Johnson

      This report—produced in partnership with the Center for Financial Inclusion at Accion and based on in-depth interviews with banks, fintechs, and other actors—examines how new types of data and new data tools present an unprecedented opportunity for financial service providers to better understand and serve clients, especially credit-seeking “thin-file” clients who are otherwise excluded from the formal financial sector. There are many internal and external challenges that providers must address […]


      Modelo Peru: A Mobile Money Platform Offering Interoperability Towards Financial Inclusion

      25 May 2018
      • Paola Elvira Del Carpio Ponce

      everal emerging markets around the world face numerous challenges in their attempts at increasing their provision of financial services. Beginning in 2015, Peru implemented a strategy called Modelo Peru with the objective of launching a mobile money platform to reach and better serve the unbanked and underbanked. This strategy gathers financial institutions, telecom companies, and the government in an effort to achieve interoperability among these three groups and attain scale […]


      Digital Access: The Future of Financial Inclusion in Africa

      23 May 2018

      The launch and growth of digital financial services in Africa has led to an unprecedented increase in the number of people enjoying access to formal financial services. The continent is now home to more digital financial services deployments than any other region in the world, with almost half of the nearly 700 million individual users worldwide. Mobile money solutions and agent banking now offer affordable, instant, and reliable transactions, savings, […]


      Asia’s digital banking race: Giving customers what they want

      23 May 2018
      • Sonia Barquin
      • Vinayak HV
      • Duhita Shrikhande

      Asia’s banking customers are migrating to digital channels in force. The challenge for the region’s banks is to deliver superior digital experiences before competitors do. Smartphones in hand, customers across Asia are changing how they bank, growing more open to exploring and using digital channels for their financial needs. This openness to digital channels will reward those banks that can meet customers’ expectations; but it also represents a challenge to […]


      Biometrics and financial inclusion: A roadmap for implementing biometric identity systems in sub-Saharan Africa

      22 May 2018
      • Barry Cooper
      • Masiiwa Rusare
      • Albert van der Linden
      • Matthew Ferreira

      The World Bank (2017) estimates that 1.1 billion people live without proof of identity. Nearly 50% of these people live in sub-Saharan Africa, where 454 million individuals are excluded from formal identify systems. In Nigeria, 78% of the population or 149 million individuals cannot prove their identity. Lack of identity documentation varies in its severity as a barrier to exclusion depending on the country, but overall indicates a significant problem […]


      ePRIVACY AND DATA PROTECTION – Privacy Matters: Navigating the New World of Data Protection

      21 May 2018
      • Catherine T O’Neill
      • Thomas A Singlehurst, CFA
      • Dan F Homan
      • Georgios Ierodiaconou
      • Mark May

      “We’ve lost control of our personal data”, Sir Tim Berners-Lee, inventor of the World Wide Web, said in March 2017. The widespread collection of data has led to the rise of data asymmetry and, consequently, consumer trust is low. Some would argue that it has led to the prioritization of profit over privacy. Consumers believe cybersecurity and privacy risks are amongst the biggest risks facing society.[1] The ramifications should not […]

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