Beyond Financial Inclusion – Financial Health as a Global Framework

19 Apr 2017
  • Tanya Ladha
  • Kaitlin Asrow
  • Sarah Parker
  • Elisabeth Rhyne
  • Sonja Kelly

Individuals all around the world strive to improve their financial lives. They spend, save, borrow, and plan, working to grow their assets and protect their resources, in the pursuit of improved financial health. A relatively new term in the financial inclusion community, financial health is a model for assessing how well one’s daily financial systems help build resilience from shocks and create opportunities to pursue one’s dreams. Whether rural or […]


Financing the Frontier – Inclusive Financial Sector Development in Fragility-Affected States in Africa

19 Apr 2017
  • Thea Anderson
  • Diane Johnson

This think piece is a response to the recognition that inclusive financial market development in sub-Saharan Africa (SSA) faces new challenges. It argues that there is a triple justification for an increased focus on fragility-affected states in Africa (FASA). First, poverty is reducing, but the concentration of extreme poverty in fragile states is likely to increase. As SSA grows, there is a moral imperative to ensure the benefits are shared, […]


Geodata and ICT Solutions for Inclusive Finance and Food Security

19 Apr 2017
  • Mariel Mensink
  • Martijn Vranken

Recent developments in technological applications offer opportunities to increase outreach of financial services to rural areas and for smallholder farmers. Early evidence suggests that these applications offer great promise to produce a higher and more stable crop supply of increased quality and improve market access. By this, the risk profile of smallholder farmers reduces which is an important stimulus for financial institutions to provide financial services. At the same time, technology reduces costs and allows […]


Development Investments – A Response to Global Challenges

07 Apr 2017

    We offer our investors access to about 100 emerging local markets worldwide, where we invest directly in companies with scalable business models. Their products or services enrich the market and thus promote development. While global poverty has been cut in half since 1990, no more than 1 % of the global population is aware of this, according to a survey of 26,000 citizens in 24 countries. It is worth paying attention to the hundreds […]


    Crowdfunding and Financial Inclusion

    30 Mar 2017
    • Ivo Jenik
    • Timothy Lyman
    • Alessandro Nava

    EXECUTIVE SUMMARY Crowdfunding has been touted as a financial innovation, a FinTech, the fastest growing financial industry, and the next big thing in finance. “Crowdfunding” typically describes a method of financing whereby small amounts of funds are raised from large numbers of individuals or legal entities to fund businesses, specific projects, individual consumption, or other needs. It involves bypassing traditional financial intermediaries and using online web-based platforms to connect users […]


    Demonetisation and Digitisation – A Diagnostic Study

    26 Mar 2017

      This diagnostic study was conducted to investigate the impact that demonetisation had on the income, expenses and cashless solutions adoption of four segments – agriculture and allied sector earners, self-employed, informal sector workers and salaried and their dependents. Learn more >>>


      Regulating Mobile Insurance: Status and Regulatory Challenges

      26 Mar 2017

        Mobile insurance has become an attractive business approach to providing simple insurance products. The entrance of new types of industry players such as technical service providers (TSPs) has further shaped the evolution of this business model. This summary provides a review of supervisory approaches to mobile insurance (m-insurance). Read the report >>>


        Challenges, Trends and Measures of Success in Supporting Financial Inclusion in Sub-Saharan Africa

        24 Feb 2017

          Financial education is key to improving individual financial behaviour, preventing over-indebtedness, protecting clients, contributing to market development and ensuring financial stability. It makes a crucial contribution to the development of inclusive financial systems and to broader economic and social development goals. Financial education is therefore increasingly high on the agenda of many countries, including countries in Sub-Saharan Africa (SSA). To increase consumer awareness and financial literacy, financial education is in […]


          The Case for Social Investment in Microcredit

          24 Feb 2017
          • Timothy Ogden

          There are strong arguments for continued investment in microcredit. These arguments are based on, not in contradiction to, the recent evaluations of microcredit impact. That the average impact of access to microcredit is modest is not in serious doubt. However, every evaluation of the impact of microcredit shows that there are people who benefit, and that most borrowers, when lenders behave responsibly, do not experience harm. Comprehensive research on microfinance and subsidy shows that virtually […]


          State of the Practice: Client Protection in Uganda’s Microfinance Sector

          17 Feb 2017

            Executive Summary This state of the practice report provides an overview of the legal framework, regulations, and industry practices related to client protection in Uganda’s microfinance sector. Read the full report >>> Résumé Ce rapport bilan des pratiques offre un aperçu du cadre juridique, des réglementations et des pratiques en matière de protection des clients dans le secteur de la microfinance en Ouganda. Lire le rapport complet >>>

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