Publications

PRIVATE SECTOR & REFUGEES: PATHWAYS TO SCALE

22 May 2019
  • Danielle Berfond
  • Soa Andrian
  • Jiyeon Janice Ryu

Rampant wars, conflict, and persecution are driving the world’s displaced population to record high numbers. According to United Nations High Commissioner for Refugees (UNHCR), by the end of 2017, more than 68 million people worldwide were forcibly displaced—more than the entire population of the United Kingdom. More than a third of displaced persons have become refugees, seeking safety across international borders. A new IFC study—Private Sector & Refugees: Pathways to […]

Downloads

2019 ACCENTURE GLOBAL FINANCIAL SERVICES CONSUMER STUDY

20 May 2019
  • Piercarlo Gera
  • Alan McIntyre
  • Erik Sandquist

In brief Our consumer study, one of the largest of its kind, offers banks and insurers deep insights into their customers’ attitudes and preferences. Banking and insurance customers are more willing than ever to share data—if their needs are met in return. We identified four consumer personas that vary based on how they value banking and insurance offers and services. Personalization: The expected prize for consumers’ data What do banking […]

Downloads

FINTECHS AND FINANCIAL INCLUSION: LOOKING PAST THE HYPE AND EXPLORING THEIR POTENTIAL

20 May 2019
  • Gayatri Murthy
  • Maria Fernandez-Vidal
  • Xavier Faz
  • Ruben Barreto

Fintechs are innovating at every step of the financial services value chain, often through new value propositions, including flexible products and better ways to address the financial challenges faced by low-income customers. They are making financial services more affordable and accessible. They are improving the customer experience of financial services and accelerating use and engagement. They are also building the groundwork—including easier digital identity verification, collaborative customer due diligence, data […]

FINANCIAL INCLUSION BEYOND PAYMENTS: POLICY CONSIDERATIONS FOR DIGITAL SAVINGS

20 May 2019
  • Oya Ardic
  • Ivor Istuk
  • Helen Gradstein
  • Loretta Michaels
  • Jeffrey Allen

  Copyright: World Bank Group Maintenance fees, minimum balance requirements, and high indirect access costs often keep low-income individuals from saving with financial institutions. Can digital financial services be the solution to their long-term saving? Across the developing world, financial institutions have leveraged digital technologies and innovative business models to expand access to digital financial services (DFS), such as digital transaction accounts and payment services, which serve as the gateway […]

Downloads

FINTECH: A GAME CHANGER FOR FINANCIAL INCLUSION?

20 May 2019

    Financial technology (fintech) has taken centre stage in the financial inclusion industry. Many believe that low cost, far-reaching digital solutions hold the key to reach out to the 1.7 billion people worldwide who are still excluded from formal financial services. Not only are fintech initiatives mushrooming, the number of investment activities is also increasing, including those by impact investors such as Triodos Investment Management. Exploring the promise and the pitfalls […]

    Downloads

    THE CASE FOR RESPONSIBLE INVESTING IN DIGITAL FINANCIAL SERVICES (EM COMPASS NOTE 67)

    17 Apr 2019
    • Margarete Biallas
    • Momina Aijazuddin
    • Lory Camba Opem

    Together with private sector investors, IFC has been leading a global effort to develop new guidelines for responsible investing in digital finance. These guidelines leverage IFC’s significant experience with the Equator Principles and responsible investing in micro, small, and medium enterprises (MSMEs) by focusing on strengthening governance, risk management, consumer protection, and financial well-being for the unbanked and underserved—as well as IFC’s experience as advisor and investor in the digital […]

    Downloads

    UNRAVELING THE WEB OF INCLUSION

    12 Apr 2019
    • Simon Hardie

    New mobile money propositions have the potential to reduce the world’s unbanked population by more than a third The mobile phone could draw an extra 607 million into the financial mainstream – but access to mobile money is just the first step in achieving true financial inclusion Oslo, Norway (March 28, 2019) – A new report from Mastercard confirms the power of mobile technology to improve financial inclusion. The research […]

    Downloads

    THE 2019 FINACCESS HOUSEHOLD SURVEY

    09 Apr 2019

      The 2019 FinAccess household survey is the fifth in a series of surveys that measure drivers and usage of financial services in Kenya. The 2019 report was officially launched on April 3rd 2019. The four previous surveys of 2006, 2009, 2013 and 2016 have shown that Kenya has made significant progress in fostering financial inclusion, with the latest survey providing a thirteen year perspective on Kenya’s financial landscape. Formal financial inclusion has risen to 82.9 percent, up from 26.7 […]

      Downloads

      CREATING IMPACT—THE PROMISE OF IMPACT INVESTING

      09 Apr 2019

        Investors’ appetite for impact investing—in which they seek to generate positive impact for society alongside strong financial returns—could total as much as $26 trillion, according to the report Creating Impact: The Promise of Impact Investing. The report is the most comprehensive assessment so far of the potential global market for impact investing. It estimates that as much as $269 trillion—the financial assets held by institutions and households across the world—is potentially […]

        Downloads

        GLOBAL PERSPECTIVES ON RESPONSIBLE INVESTING

        20 Mar 2019
        • Meredith Jones

        Over the course of the past year, Aon has noted a dramatic upsurge in the number of institutional clients who are exploring or implementing responsible investing (“RI”) initiatives. Just a few years ago, institutional investors with RI programs were few and far between. Today, Aon has many clients in various stages of RI program development, from educational initiatives for investment staff and boards to full on deployment of RI policies […]

        Downloads
        1 2 3 4 5 6 32 33 34 35 36