THE PROMISE OF PSYCHOMETRIC-BASED CREDIT SCORING IN FINANCIAL INCLUSION
By Saul Fine is Founder, Chief Scientist & CEO of Innovative Assessments More and more lenders around the world are using alternative data to improve their credit models and better serve the underbanked. Alternative credit data are typically derived from non-traditional sources of financial-related information, such as mobile/internet transactions and payments. But these data can also be non-financial in nature, and as such, provide lenders with a very different kind of credit information. Non-financial data […]