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Country: Tunisia

2nd European Microfinance Award Social Responsibility in Microfinance

13 May 2015

Since its creation, the European Microfinance Platform has been actively involved in promoting social performance and social responsibility in microfinance. What is meant by social responsibility is that MFIs are concerned with ensuring that their actions are at least transparent (notion of accountability), that they contribute to developing the financial services on offer and that they have no negative effects on stakeholders (decent work of employees, protection of consumers, protection […]

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The following digital financial service (DFS) providers are covered:

The Investor Guidelines broadly apply to digital financial service (DFS) providers or investees:
– Providers of DFS that are established multi-channel providers of financial services (i.e. banks, MFIs, insurance companies, etc.)
– Providers of DFS that are digital only, that provide dedicated DFS as their main service offering
– Providers of DFS as part of a larger product offering (e.g. mobile wallets offered by telecom operators, payment products offered by e-commerce platforms, money transfer services and remittances offered by retailers, social media companies and technology companies, etc.)
– Providers of “embedded” DFS, e.g. providers of pay-as-you-go solar products and other products-as-a-service delivery models with an embedded financial service within (i.e. savings or rent-to-own finance)
– Providers of infrastructure services (e.g. payment or transaction platforms, data analytics companies) to DFS providers

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