Endorsers who are Signatories are investees such as: providers of DFS including multi-channel providers (i.e. banks, MFIs, insurance companies, etc.); operators providing DFS as their primary product or as part of a larger offering (e.g. mobile wallets offered by telecom operators, payment products offered by e-commerce platforms, money transfer services and remittances offered by retailers, social media companies and technology companies, etc.); pay-as-you-go solar products and other products-as-a-service delivery models with an embedded financial service within such as savings or rent-to-own finance; and those providing infrastructure services that support a broader digital ecosystem (e.g. payment systems or transaction platforms, data analytics companies).